Author: Tamsin Overholt

Generative AI in Fintech: How LLMs Are Changing Finance Today

Generative AI in Fintech: How LLMs Are Changing Finance Today

Generative AI and large language models are transforming fintech by automating compliance, improving fraud detection, and enhancing customer service. Learn how banks are using LLMs today-and where the risks still lie.

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Betterment vs. Wealthfront: Which Robo-Advisor Is Right for You in 2025?

Betterment vs. Wealthfront: Which Robo-Advisor Is Right for You in 2025?

Betterment and Wealthfront are two top robo-advisors in 2025. Betterment is better for beginners and those who want human advice. Wealthfront wins for tax savings and automation. Here’s how to pick the right one for your goals.

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Robo-Advisor Performance: Do They Beat Human Advisors in 2025?

Robo-Advisor Performance: Do They Beat Human Advisors in 2025?

Robo-advisors outperformed human investors during the 2020 market crash by reducing losses by over 12%. Learn how they work, who benefits most, and why the future is hybrid advice-not either/or.

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BNPL Chargebacks and Returns: How to Handle Installment Disputes as a Merchant

BNPL Chargebacks and Returns: How to Handle Installment Disputes as a Merchant

BNPL chargebacks and returns are more complex than credit card disputes. Learn how to handle installment payment disputes with Affirm, Klarna, and Afterpay-before you lose money.

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Sequence of Returns Risk: How to Protect Your Retirement Withdrawals

Sequence of Returns Risk: How to Protect Your Retirement Withdrawals

Sequence of returns risk can destroy your retirement savings if you withdraw too much too soon. Learn how dynamic withdrawal strategies, income buffers, and smart asset allocation can protect your portfolio and extend your financial security.

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Money Market Funds: The Safest Place to Keep Your Emergency Cash

Money Market Funds: The Safest Place to Keep Your Emergency Cash

Money market funds offer a safe, liquid, and high-yield alternative to savings accounts for emergency cash. Learn why government funds are the best choice and how to set one up in minutes.

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Bond Ladders: How to Build Steady Income and Lower Risk in Fixed Income

Bond Ladders: How to Build Steady Income and Lower Risk in Fixed Income

Bond ladders provide steady income and reduce interest rate risk by spreading bond maturities over time. Learn how to build one with Treasuries, avoid common mistakes, and compare it to bond funds.

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Fintech Ecosystem: Who Really Runs It and How It All Fits Together

Fintech Ecosystem: Who Really Runs It and How It All Fits Together

The fintech ecosystem is a network of banks, startups, regulators, and consumers working together to transform finance. Understand who the key players are, how they interact, and what’s driving real change in financial services today.

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Know Your Customer (KYC) Requirements for Fintech in 2025: What You Need to Get Right

Know Your Customer (KYC) Requirements for Fintech in 2025: What You Need to Get Right

KYC requirements for fintech in 2025 go beyond basic ID checks. Learn the four pillars of modern compliance, real-world costs, regulatory changes, and how top startups are turning KYC into a trust-building tool.

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Insurance Policy Admin Platforms: Core System Modernization in 2025

Insurance Policy Admin Platforms: Core System Modernization in 2025

Modern policy administration systems are transforming property and casualty insurance by replacing outdated legacy platforms with cloud-native, AI-powered engines that cut costs, speed up product launches, and improve customer experience. Learn how insurers are achieving 6,297% ROI in the first year.

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Sentiment Analysis: How AI Reads Market Emotion to Predict Moves

Sentiment Analysis: How AI Reads Market Emotion to Predict Moves

AI-powered sentiment analysis reads financial news, social media, and earnings calls to detect market mood in real time. Learn how hedge funds use it to predict moves, where it fails, and how to start using it without overspending.

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Idempotency Keys: How to Prevent Double Charges in Payment Systems

Idempotency Keys: How to Prevent Double Charges in Payment Systems

Idempotency keys prevent double charges in payment systems by ensuring identical requests return the same result without processing again. Learn how they work, how major platforms implement them, and common mistakes to avoid.

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